ࡱ> PRQ bjbjNN k ,~,~ .]XXX4 %"G S  $ X[^%[[ [RX [ 9 V@ @6"X  mw( If the energy that runs your business is zapped, what next?   Systems Breakdown I f your telecommunications equipment, computers, printers, copiers, x-ray equipment, diagnostic equipment, ovens, stoves, retail scanning equipment, cash registers, telephone systems and heating and cooling systems, motors and generators, and production machines break down, how much could it cost you? Check out these examples: The Case of the Stinking Food A delivery truck accidentally backs into your main electrical power conduit during a routine delivery to your restaurant. As a result of a subsequent power loss, $22,000 worth of food in your freezer spoils plus it costs $6,000 to repair the conduit. Youll sleep well knowing you purchased the right insurance that will pay for the repairs and spoiled food. The gods are angry Your summer storms bring more lightning than ever before. The most recent storm knocked the air conditioning out and you discover the lightning shorted the rooftop air conditioning units to the tune of a $28,000 replacement bill. Theyre playing your tune because your insurance will pick up the tab. The Hot Bicycle Race Your bicycle shop is running a huge sale to start the summer season when the air conditioning goes out. Youre just a tenant but your store is so hot, customers just cant shop. You estimate your income loss at $18,000. Youre off to the races because your insurance reimburses you for lost income and profit, even though you didnt own the air conditioning unit. When old machinery You have an older piece of machinery that needs replacing. One morning you notice a crack. Shutting down the machine means closing the business until its repaired or replaced. Because the new machine costs $87,000 youve delayed its purchase. Luckily youve insured the equipment so you rest more comfortably knowing youll be paid to replace your machine. Youre really excited to know the insurance company will also pay for the extra expenses you incur to speed up the installation so you keep your closure to a minimum. The case of the ringinggg telephone Your computerized phone system suffers a power loss and the repair folks are stumped repairing it. You dont know how much business youll lose because youre not receiving incoming phone calls. You are able to rent a facility for your staff to make outgoing phone calls to your customers alerting them to the situation. Your insurance and Alexander Graham Bell were buddies. Your repair costs and rental expenses will be paid. In todays fast paced and heavily automated business world, you must consider all the ways your business can come screeching to a halt. You want to be sure your insurance extends to cover the scenarios above and others on a replacement cost basis, including speed up expenses, ammonia contamination, water damage, loss of your income, extra expenses, and spoilage, reimbursing you at the selling price of your merchandise. Isnt it time for an energy systems review?  Geared for Success 3 minutes to insurance understanding Save money and cover your fatal gaps. 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